GRYPHON’S FUNDS

Gryphon Dividend Income Feeder Fund

The Fund is a feeder fund that invests solely in the Arysteq Short Term Income Fund, which holds primarily high-quality Namibian bank deposits and other short-term interest-bearing instruments. The objective of the fund is to provide a higher level of income than a traditional money market fund, while preserving capital and maintaining liquidity. The fund has no exposure to equities, and any capital gains are expected to be limited. The feeder structure is designed to distribute foreign dividend income to investors. Income tax legislation is subject to amendment, and any such changes could affect the tax treatment of distributions. The recommended investment term is three months and longer.

Investors seeking regular, tax-efficient dividend income while maintaining a strong focus on capital preservation and liquidity.

Portfolio Managers: Reuben Beelders & Sunette Swart

Benchmark: Worldwide – Multi Asset – Income

Fees (incl VAT):

  • Initial fee: 0%
  • Annual Management Fee Fund A: 0.52%
  • Annual Management Fee Fund B: 0.35%
  • Annual Management Fee Fund C: 0.06% (IFA/Institutional Class)
  • No Performance Fees

Minimum lump sum: R10 000

Minimum debit order: R2 000pm

  • Offers monthly dividend income
  • Broadly tracks the local short-term interest rate cycle
  • Low-risk profile
  • Effective exposure primarily to high-quality Namibian bank deposits and other short-term interest-bearing instruments
  • No direct equity exposure
  • Distributions are primarily foreign dividend income
  • Maintains a strong focus on capital preservation and liquidity

The  Gryphon Dividend Income Feeder Fund is a low-risk investment product.

Why invest?

Rainy days, exotic holidays, fancy cars, fairy-tale weddings – for most of us, these things are not going to happen unless we make it happen. To do any of this, we need to have money saved to pay for it – debt quickly turns into a dream-stealer we need to avoid.

Different types of funds

  • Cash funds give you the most predictable return,
    but probably won’t surprise you on the upside.
  • Multi asset funds move your assets between classes
    on your behalf – much like a shock absorber.
  • Index trackers follow the markets, they’re cheap
    as chips and can be just as satisfying.

Which fund?

Understanding how comfortable you are with risk can lead you in the right direction.

Ask yourself:

  • How long can I leave the money without touching it?
  • How much can I afford to save every month?
  • Could I add lump sums now and again?
  • How twitchy will I get if my value goes down?

Tools ‘n things

Playing around with the numbers can help you understand our funds a little better and can go a long way in helping you make your investment decisions. You know what they say: “The best way to learn is to do”.

Now what?

You’ve made the commitment to save and decided on a fund – the hard part is over! Now for the paperwork. Don’t despair – it’s easier than getting a driver’s licence, and we are here to walk you through the process, from the beginning until the very end.

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