GRYPHON’S FUNDS
How To Choose A Fund
Our funds are designed with the sole purpose of meeting your specific needs as an investor.
FIXED INCOME
With so much uncertainty in life, if you don’t want any surprises from your investment, this is the space for you.
MULTI-ASSET
Choosing between chicken and beef is hard enough; choosing between equities, bonds, property and cash is even more challenging. We can do that for you.
INDEXED EQUITY
Markets are going to go up and then they are going to go down – not necessarily in that order. If you want to track what they do at minimal cost, this is your space.
Gryphon Money Market Fund
It’s like having a piggy bank, but you don’t have to break it when you need your money.
Gryphon Flexible Fund
With due cognisance of risk, this fund has the greatest impact on returns for investors at the lowest cost.
Gryphon All Share Tracker Fund
This low-cost fund tracks the performance of the All Share Index and invests in the local stock market on your behalf.
Gryphon Dividend Income Fund
This fund is for the investor who likes the idea of the piggy bank but also wants a tax-efficient income.
Gryphon Prudential Fund
This fund does the heavy shifting of asset allocation for you, and is suitable for all retirement needs.
Gryphon Global Equity Fund
This low-cost fund tracks the performance of the MSCI World Index and invests in offshore stock markets on your behalf
Gryphon has been around for more than 20 years and we’ve spent much of this time observing and learning. As result of this, we have identified a niche for our specific expertise within the asset management and investment industries. Our approach to investing is unique, simple, and effective.
Why invest?
Rainy day, dream holidays, GTIs, fairy-tale weddings, exotic travels – for most of us, this is not going to happen if we don’t make it happen…and to do any of this, we need to have saved enough money to pay for it. Debt quickly turns into a dream-stealer.
Which fund?
The questions you need to ask yourself:
How long can I leave the money alone (without being touched at all)?
How much can I afford to save every month (after having put together a budget)?
Could I add lump sums now and again?
How twitchy will I get if my value goes down (with the expectation that it should go up again in time)?
The last question helps you to understand how comfortable you are with taking on risk and that is very important for you to know and understand.
Stuff about the funds
Cash funds give you the most predictable return – but that is also pretty much all you’ll get…don’t expect them to surprise on the upside.
Multi asset funds do the shifting for you – moving between asset classes – much like a shock absorber.
Index trackers follow the markets like a shadow – they’ll be up when markets are up and down when they’re down…but they’re cheap as chips and can be just as satisfying.
Tools ‘n things
Play a bit with the numbers – this can help you understand our funds a bit more and help you make your investment decisions.
Now what?
You’re quivering like a gun dog – you’ve made the commitment to save, you’ve decided on the fund…and now the paperwork. Don’t despair – it’s easier than getting a driver’s licence…and we’re happy to walk you through the process…