Asset Management

Gryphon is a specialist investment house managing single asset class funds as well as multi asset/asset allocation funds. 

Our investment philosophy is premised on the conviction that, in an efficient market and/or in large portfolios, value is added through asset allocation rather than by stock selection. Our philosophy, therefore, is to index equity exposure, and actively and dynamically manage asset allocation. 

Further to this, we believe that one of the major risks to generating investment returns is emotion. To mitigate this risk, we are process driven, basing our asset allocation on historical, data-based indicators. 

What do I need to know before I invest?

Rainy days, exotic holidays, fancy cars, fairy-tale weddings – for most of us, these things are not going to happen unless we make it happen. To do any of this, we need to have money saved to pay for it – debt quickly turns into a dream-stealer we need to avoid.

Different types of funds

  • Cash funds give you the most predictable return, but probably won’t surprise you on the upside.
  • Multi asset funds move your assets between classes on your behalf – much like a shock absorber.
  • Index trackers follow the markets, they’re cheap as chips and can be just as satisfying.

Which fund could work for me?

Understanding how comfortable you are with risk can lead you in the right direction.

Ask yourself:

  • How long can I leave the money without touching it?
  • How much can I afford to save every month?
  • Could I add lump sums now and again?
  • How twitchy will I get if my value goes down?

Stuff to help me understand the funds

Playing around with the numbers can help you understand our funds a little better and can go a long way in helping you make your investment decisions. You know what they say: “The best way to learn is to do”.

Now What?

You’ve made the commitment to save and decided on a fund – the hard part is over! Now for the paperwork. Don’t despair – it’s easier than getting a driver’s licence, and we are here to walk you through the process, from the beginning until the very end.

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