Gryphon Dividend Income Fund

The objective of the portfolio is to achieve a high level of dividend income while preserving capital and maintaining liquidity. Capital gains are of an incidental nature. The portfolio is permitted to invest in any equity or non-equity securities that generate a dividend return, and that may be included in the portfolio in terms of the Collective Investment Schemes Control Act, 2002 and other relevant legislation. Investment in participatory interests and similar schemes are also considered. The portfolio may be capped to manage the portfolio in accordance with its mandate. Income tax legislation is subject to amendment and any such changes could affect the tax status of distributions.

  • Investors seeking an alternative to interest income but at the same time wish to expose their capital to minimal risk​

Portfolio Managers: Reuben Beelders & Sunette Swart
Benchmark: 70% of STEFI, Composite Index

Fees (Incl. VAT):

  • ​Initial fee: 0%
  • Annual Management Fee Fund A: 1.04%
  • Annual Management Fee Fund C: 0.86%
  • Annual Management Fee Fund C1: 0.58%
  • (IFA / Institutional class)

​Minimum lump sum | R10,000
Minimum debit order | R2,000 p.m.

  • Offers regular dividend income
  • Tracks local interest rate cycle
  • Low-risk profile
  • Minimum credit rating considered for inclusion is A1/F1
  • Portfolio may borrow up to 10% of the market value of the portfolio to bridge insufficient liquidity
  • All dividend yielding investments are secured by the top five South African banks, i.e. Standard Bank, ABSA, Nedbank, Investec and FirstRand

The Gryphon Dividend Income Fund is a low-risk investment product.

Why invest?

Rainy days, exotic holidays, fancy cars, fairy-tale weddings – for most of us, these things are not going to happen unless we make it happen. To do any of this, we need to have money saved to pay for it – debt quickly turns into a dream-stealer we need to avoid.

Different types of funds

  • Cash funds give you the most predictable return,
    but probably won’t surprise you on the upside.
  • Multi asset funds move your assets between classes
    on your behalf – much like a shock absorber.
  • Index trackers follow the markets, they’re cheap
    as chips and can be just as satisfying.

Which fund?

Understanding how comfortable you are with risk can lead you in the right direction.

Ask yourself:

  • How long can I leave the money without touching it?
  • How much can I afford to save every month?
  • Could I add lump sums now and again?
  • How twitchy will I get if my value goes down?

Tools ‘n things

Playing around with the numbers can help you understand our funds a little better and can go a long way in helping you make your investment decisions. You know what they say: “The best way to learn is to do”.

Now what?

You’ve made the commitment to save and decided on a fund – the hard part is over! Now for the paperwork. Don’t despair – it’s easier than getting a driver’s licence, and we are here to walk you through the process, from the beginning until the very end.

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